If your Credit Agreement does not compy with the Consumer Credit Act of 1974 it is possible to claim money back, have the loan reduced or completely written off.

Typical examples of unenforeceable Credit Agreements are the full amount of interest payable or cash price not being displayed on the agreement

Common examples of credit agreements include:

Secured Loans
Unsecured Loans
Hire Purchase
Consolidation Loans
Car Loans/Finance
Credit Cards
Store Cards